Monday, December 28, 2009
Thursday, December 24, 2009
Wednesday, December 23, 2009
Monday, December 21, 2009
22.12.2009-my second exam ..it was at 9am..last nite had exam thn followed by dis morning paper..so tiring..all the student like so slipy..i woke up as early as 6am to do my final revision..positive motivation rush tru me..i noe i can do it..moments to exam..we was like hafal-ing the tips n spot questions by us..hahaha..finally was happy to c tat the paper in kinda easy..me against e-com 2-1..hahahha..thnx to the nice lecturer Tan nya ling n my felow frenzzzzzzzzz.....the lecturer tat though i am nt a malaysian..hahahahha..hawaiian boyzzzzzzz roxxx
Wednesday, December 16, 2009
~Its not all about profitability, but the safety of people must come 1st~
Monday, December 14, 2009
Kejayaan Ku Hampir Tiba
Ketika ku menjenguk di luar jendela utk melihat ibu ku yg sedang menyidai baju, tibe2 angin kuat meniup ke dalam rumah..terasa seram2 sejuk di seluruh badan ku..melihat ibu ku yg sering bekerja utk ku berjaya di alam persekolahan..sunyi sepi di dalam rumah dipecahkan dgn bunyi hon moto kapcai ayah yd 'oldies'..'pon'..'pon'..ayah ku dh pulang dr kerja..wlpn keluarga ku bkn org berada, namun hati mrk baik spt bidadari..mrk ingt melihat anak2 mrk berjaya dan menjadi org yg berguna suatu hari nanti....
Ibu sentiasa berada di sisi ku, apabila ku memerlukan seseorg utk mnjadi bahu utk menangis, telinga utk mendengr..luahan isi hati sentiasa dicurahkn kpd ibuku..Ku sentiasa menyimpan hasrat utk membalas budi mereka dgn kejayaan akn dicapi dlm masa akn dtg..kejyaan ku akn mnjadi kebanggan kpd kedua ibu bapa ku..
Keyakinan, ketabahn perlu dibina dgn kukuh supaya ku dpt mengharungi pelbagai rintanga yg bakal menjelma...ku tak akn rebah begitu senang jike ada halanga di depan, tepi mahuon atas..dr mn arah pun ia dtg..ku akn bersedia utk harunginye..sekali ku jatuh, ku akn bangun dan buat dua kali ganda lebih baik..
Kejayaan ku hampir tibe,.......................................di setiap titk permulaan..ada penghujungnye..namun begitu..adalah tergantung kpd kite utk membuat titik permulaan baru...
Sunday, December 13, 2009
this sem presentations and asmngt was so stressfull.this is the 1st time i face a superb wory+neervous+?????..hahahha,,..but at the end i get to out myself togeta frm some outsourcing help..n cntinue to motivate n suport my members..all of them did a great job.for merger n credit mngmnt..we roxxxxxxxxxxxx
it was indeed a very nice sem whr i hae group with some new ppl..in addition we hv fun taking lots of pic,,basically whole banking students were like taking pic here n thr..since the sem strts..hahhaa.as though it was our final sem..wakkakakakakaka..but who cares..btl tak..janji we hapy..hahahahahaha..If u hapy and u Know u snap pic..chak2 snap2..wakakakkakaka
Continue.....after waiting for MORE than a week finally the gal arrive to meet him..LiL'BoBO was actualy cursed by an evil BAboon, because he was jeles of BoBo hansem look..so he put a curse on boBo..whr to break the spell a tru luv kis mz been given...The moment the gal(mOmO) step into More..his hard started to rumble like a popcorn baru nk masak..poppopopopopo..hahahahha..sdnly she stops..n sit down beside him n the moment BoBo wan to speak she quickly put up her hand...........................................................................n order Oreo Biscuit Blended..hahahha...the romance talk begun..sudenly the silence was broken with Bad Romance song..uh..uh..ahah gaGa..rama..rama..blah..blah..cought in a bad romance...
She understan his situation, whr he needs her to kishim in order to return into his normal self..aft thy drink..she gave him a peck of kis on his lips..n the moment in MOre became so bright like in the cartoon beauty n the best whr the time the beast nk tukar jadi human..shining lights appears frm dunno whr..tibe2 je gt lampu here n thr..sdnly..........................the light whn off.n.....and..and..jeng2 jeng....to b continued.......
Standing tall in red..it has become one of the most photo taking spot in malacca..malacca roXXXXX
How happy can u be with a set with of happy meal..As we can see lots smal2 kid urge thier parents to get them a happy eal..after get thy buang the burger to their parents n take the toy je..hahahha..tat make them happy..sodo i..hahahaha..i bought dis happy meal whn i ate at mcD with dugong n brand pitt..hahaha..i gt a toy..ayo forget to take pic of the toy..
it brings back old memory whn i bought it..dulu kecik2 my parents or granpa always buy..at the MCD located at Fajar. Berlambak toy i ada..gt power rangers, disney charaters..hahahaha..many more..hapynes can be created anytime n anywhr..in wt eva u do..find hapynes by creating it n ur world will be as hapy n cherrful ad McD Happy meal!!!! :0)
~Hari RaYa~
Thursday, December 3, 2009
Saturday, November 28, 2009
Saturday, September 19, 2009
~HAPPY~
1) Change your thinking. Live every day as it is your last.
2) Don’t let small problem bug you. Wasting your energy and time by getting upset about life’s many minor irritations is not worth it. Smile and wave to the driver who won’t let you merge into his lane.
3) Do unpleasant or difficult chores that need doing. Do them NOW. Procrastination drains your energy and burdens your mind. If you are thinking and worrying about something that needs to be done, you might as well be doing it.
4) Don’t try to keep up with others. So, your neighbours have a larger home, the latest car- who cares? Look again. He works on the weekends, and never seem to see friends. Who’s better off then..
5) Learn to say NO. You don’t have to do it. Your life is already too busy and you are running from one thing to another. Give yourself some space to think and time to do something for yourself.
6) Phone, e-mail to some old friends.
7) Go to the beach. The long views, the wind, the waves, there is nothing more beautiful and calm compared to that.
8) Give yourself something to look forward to. Book a holiday, a night out with friends, a movie and etc.
9) SMILE. Smiling is contagious-try it and see
10) Make someone else’s day happier.
Tuesday, September 8, 2009
Don't let anyone who's jealous undermine you, whether it's by tossing you a demeaning glance or making a snide comment. You know you're good, and you know the higher-ups know -- or they wouldn't have chosen you. Ignore the intruder. They'll definitely be gone soon.
The spirit, the will to win, and the will to excel are the things that endure. These qualities are so much more important than the events that occur." Vince Lombardi
The price of success is hard work, dedication to the job at hand, and the determination that whether we win or lose, we have applied the best of ourselves to the task at hand." Vince Lombardi
"It takes a little courage, and a little self-control. And some grim determination, If you want to reach the goal. It takes a great deal of striving, and a firm and stern-set chin. No matter what the battle, if you really want to win, there's no easy path to glory. There is no road to fame. Life, however we may view it, Is no simple parlor game; But its prizes call for fighting, For endurance and for grit; For a rugged disposition that will not quit." Navy SEAL Masterchief
Fight one more round. When your arms are so tired that you can hardly lift your hands to come on guard, fight one more round. When your nose is bleeding and your eyes are black and you are so tired that you wish your opponent would crack you one on the jaw and put you to sleep, fight one more round – remembering that the man who always fights one more round is never whipped." James Corbett
Everyone has his burden. What counts is how you carry it."––Merle Miller
A man's doubts and fears are his worst enemies.” – William Wrigley Jr.
Laziness is a secret ingredient that goes into failure. But it’s only kept a secret from the person who fails.” –Robert Half
In some attempts, it is glorious even to fail." Longinus
"Failure is the opportunity to begin again more intelligently." Henry Ford "
"In order to succeed, you must first be willing to fail."Anonymous
"The only real failure in life is the failure to try."Anonymous
Wednesday, September 2, 2009
TIME..time..time....passes fast like a speed of light...18days more.or.2weeks 4days.or...432 hours..25920 minutes..more to go before we pack our bag and lift the place we work for our training .Some will leave happily, but some will leave with a heavy heart. It was a great experience and exposure in the 4months..there are some hard times and some good times. But when I have bad times i always divert it into a positive path.
I felt like a family when being with my working frens although most of them are older than me, we blend very well. We luv to talk about food. Whatever or whenever there is conversation, the food about food will not be miss..
The bond was develop less than a month, they were so friendly and nice to talk with. There is one day where one of m=working friend told me that how if we all go already..meaning finish our training..they will be boring..no more party-ing around,gossip-ing..Birthday parties...if was so sad to hear that..But somehow we will still keep in touch. That is for sure.
To survive in any working place, one must be strong to handle any obstacle. You must also be humble and think positive. Don’t take a mistake as a failure; take it as a challenge and a learning process. Everyone makes mistake, what makes you different is on how you handle it and overcome it.
Monday, August 31, 2009
The global financial crisis has pointed to the age-old truth that size does not count. In the end, it is good financial accounting, corporate governance and risk management that matter.
Do you think this development will change the parameters set for Malaysian banks to be managed and regulated?
Our regulatory and supervisory framework has always placed emphasis on strong governance, effective risk management and having adequate capital buffers rather than on placing restrictions on size.
The supervisory expectation with respect to governance and risk management structures and practices will, however, be strengthened over time to stay ahead of developments in the financial system.
For institutions that have become exceptionally large, more rigorous surveillance will, however, be imposed and the expectations will be higher. There will essentially be tougher supervisory oversight on such systemically important institutions. This will allow for early intervention and thus prevent widespread disruptions to the overall financial system as well as high resolution costs.While there is no restriction on how large an institution may become, a minimum size is important. After the Asian financial crisis, the minimum capital requirement was raised. This not only allowed for greater economies of scale and the ability to invest in the required technology and talent, but also strengthened the level of resilience to external developments
What is your take on how far central banks are actually taking steps to control future crises?
A central bank cannot micro-manage. It has to ensure that the system has the governance and risk management structures and practices in place.
There should also be no gaps in the financial system where you have highly regulated and non-regulated institutions, for instance, in the US.
In our case, our investment banks are jointly regulated by Bank Negara and the Securities Commission. So it has to do with the regulatory coverage and scope of the regulation.
It is during good times that one needs to build the buffers, and this is what we also did. Our banks are very well-capitalised and not over-leveraged as we have a huge deposit base to begin with.
Life is like an acting scene in a movie. The only the different it is in a reality world. We can see that there a lot of people is ‘pretending’ in everything they do not like to do. Some do so because of some purpose intention to do something bad. Acting requires skills to control your own behavior and emotion at the same time. A good actor can manipulate others well.
Is manipulation key to success??? Do we need to manipulate others to gain what we want???? I don’t think so that is necessary, this is because we can gain something by just working hard. Determination and hardship will lead you anywhere you want to be.
Why should we need to act becoming someone we are not? Just be yourself, and adapt to the new environment. Be strong to your own stand; do be afraid of what others got to say about you. Trusting your own ability will build you to be a stronger individual and somehow be a strong competitor to others.
My employer once told me that teenagers now a day could not stand to face suffering in order to achieve success. Part of it I agree but then again it all depends on that teenager. To me I can adapt the suffering by invert it into something positive. Then again there is truth behind what she say, there some individual that always want an easy way to achieve something. That is why crime acts are sky rocketing.
Just imagine you are a famer, you put the seeds on the soil and then wait it to grow until it bare fruits or vegetables. DO you think it will grow? Ask yourself. Without watering it, put soil or taking care of that seeds. I don’t think so it can grow. Unless you ‘tanam’ use hydroponic. So at the end of the day, you are just wasting your time. Put some effort and you will feel and see the outcome and benefits.
If you want to achieve something and need motivation, look beneath yourself and for sure you will find it. Self motivation must be built in you naturally, with it you can venture where ever you want, you can achieve unbelievable achievement. So why wait, we are still young, we should grab all the opportunity we see and given to us. Some opportunity would not come twice in your life. It won’t come rolling to you or drop from the sky, so don’t just sit comfortably. Do something for the good for yourself, family and future.
Saturday, August 22, 2009
~22.22~
Tuesday, August 18, 2009
Adakala minda yang kosong ini mula berfikir...betulkah saya akan Berjaya dalam hidup?? Adakah i telah mengambil langkah yang betul?? Jawapannye telah terjawab dengan melihat apa yang telah dicapai sekarang..
Masa berlalu sepantas kilat..tidak sempat kita melihatnye ia telah melalui kite..adakah kite menghargai masa yang ada..tepuk dada Tanya sendiri..detik-detik manis sebagai pelajar memang tidak boleh dilupakan.Adakala saya mejenguk di luar jendela melihat kanak-kanak kecil bermain..lalu mengimbas kembali zaman-zaman kanak-kanak..Era tadika hingga lah ke university. Kenangan akan tinggal kenangan sahaja.Memori yeng indah tidak akan luput begitu sahaja. Kalau lah otak kita ada USB port boleh lah I ‘transfer’ ke external hard disk.
Hidup ini sangat pendek, bila-bila sahaja ia akan berhenti. Oleh itu dengan jasad yang ada sekarang, buatlah sesuatu yang bermakna bukan hanya untuk diri anda tetapi juga untuk orang lain. Ingatlah orang yang tersayang.Insan yang telah mendidik kamu sejak dari kecil lagi.Ingatlah jasa mereka yang tidak boleh dibeli dengan wang ringgit.
Berada dalam dunia pekerjaan sesuatu yang lain daripada zaman-zaman di sekolah. Sudah 2 bulan 19 hari kita membuat praktikal. Banyak kenangan dan ilmu saya telah pelajari. Yang paling penting ialah persahabatan baru yang terjalin. Ia adalah sesuatu yang nilainya lebih daripada segalanya. Dengan mempunyai scenario seperti ini hidup anda di tempat kerja akan menjadi lebih ceria dan selesa. Di akhir-akhir hari praktikal kita akan rasa keberatan untuk meninggalkan mereka. Gelak ketawa bersama akan hanya tinggal kenangan. Teringat semula ‘meeting’ yang selalu diadakan selepas lunch time. Banyak masa gembira bersama mereka. Kita pernah mengadakan Parti pizza,parti pau dan majlis hari jadi yand diadakan di dalam ofis.
Saat-saat semua ini tidak boleh dilupakan begitu sahaja, ia akan menjadi kenangan seumur hidup. Ia akan menjadi salah satu detik yang akan tercatat dalam babak-babak kehidupan saya. Selepas ini focus akan beralih semula kepada pembelajaran. Saya akan cuba mencapai target yang telah saya tetapkan. Saya yakin dengan diri sendiri yang saya akan dan boleh mencapai target itu. Sudah semestinya saya akan berusaha degan lebih gigih dan tekun bagi mencapai kejayaan.